Recurring bills & income

The predictable money — rent, a subscription, your salary — shouldn’t need re-typing every month. Set it up once as a recurring rule and Thrift posts it for you, so your budgets and balances reflect reality without the bookkeeping.

Creating a rule

Under Budget › Recurring, add a rule with an amount, a category, an account, and a cadence (monthly, weekly, and so on) plus a start date. From then on Thrift knows when the next one is due.

How they post

When a recurring item comes due, Thrift posts it automatically — it appears in your transaction list like anything else, in the right category and account. A recurring bill lands in its budget category, so the spent figure matches what actually left.

Bills and income

Both directions recur. A paycheck is a recurring income rule; a bill is a recurring expense. Recurring income is also what Home and the Financial Independence tools read as your ongoing earning rate.

Pausing and editing

Plans change. You can pause a rule without deleting it — useful for a subscription you’ve frozen — and resume it later. Editing the amount or date updates future postings, not the ones already in your ledger.

Funding an investment

A recurring rule can also feed a holding on a schedule — an automatic contribution. That’s covered in Investments & returns, where the cash leg and the buy are recorded together.